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The Michaels Group
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Auto Insurance:

Drive With Confidence

Your car is more than just a way to get from point A to point B—it’s your daily companion, your weekend adventure partner, and sometimes even your escape. At The Michaels Group, we know how much you rely on your vehicle, and we’re here to make sure it’s protected. With personalized auto insurance plans, we give you the peace of mind to drive wherever life takes you, knowing you’re covered.

A Smarter Approach to Every Decision

Why Choose The Michaels Group?

  • Access to Top Providers: We partner with over 25 leading carriers to find the right policy for your vehicle.
  • Tailored Coverage: From basic liability to comprehensive protection, we customize your plan to suit your needs and budget.
  • No Broker Fees: Enjoy expert guidance and top-notch service at no additional cost.
  • Second-Generation Expertise: With decades of experience, we bring industry knowledge and a commitment to excellence.
About Us

A Full-Service Insurance Team That Actually Picks Up

When you’re shopping for insurance, you don’t want delays, automated systems, or a message telling you someone will call back in 72 hours. You want clear answers, straightforward options, and a team that handles the details without passing you around. The Michaels Group is a 20–25 person independent insurance team, and when you call during business hours, you speak directly with a member of our team — available until 9:00 PM on weekdays and 5:00 PM on weekends, with all after-hours inquiries returned by 8:00 AM the next business day. We provide same-day quotes and same-day certificates, and we proactively manage your account so you’re never left chasing paperwork or wondering what comes next.

25+

Insurance Carriers

1000+

Happy Clients

24/7

Support Available

Auto INSURANCE Services

Key Features of Auto Insurance

Liability Coverage

Protects you from financial responsibility in accidents causing property damage or injury.

Collision Coverage

Repairs or replaces your car after a collision, regardless of fault.

Comprehensive Coverage

Covers non-collision events, such as theft, vandalism, or weather damage.

Uninsured/Underinsured Motorist Protection

Safeguards you against drivers without adequate insurance.

Add-Ons Available

Roadside assistance, rental car reimbursement, and coverage for custom equipment.

FAQs About Auto Insurance

  • What factors affect my auto insurance rate?

    Rates are influenced by factors such as your driving history, vehicle type, location, and the coverage options you choose.



  • Can I customize my auto insurance policy?

    Yes! We offer flexible plans that allow you to add coverage options like roadside assistance or rental car reimbursement.



  • Is it required to have auto insurance?

    Yes, state laws mandate that drivers carry at least liability insurance. Additional coverage can provide greater protection.



  • Do I need comprehensive and collision coverage?

    If you own a newer or high-value vehicle, these coverages are highly recommended. For older cars, liability coverage may suffice.

What to Look For Along the Way

How to Know You’re on the Right Track

Finding the right auto insurance starts with understanding what matters to you. Do you commute daily? Is your car brand-new or a beloved classic? At The Michaels Group, we ask the right questions to help uncover your specific needs. By listening to your concerns and understanding your lifestyle, we’ll build a policy that ensures you feel confident behind the wheel. No confusing jargon—just straightforward, personalized protection that fits your life.

Testimonials

What Our Clients Say

Don't just take our word for it. Here's what our valued clients have to say about their experience.

X. G

Mark Sharifi

Eric HILL

Ellen Miller

Mildred Rodriguez

Get Started Today

Ask Us Anything, We’d Love To Answer!

Florida Office:

1119 N Dixie Freeway, New Smyrna Beach, Florida 32168

386-274-8150


New York Office:

425 New York Avenue, Huntington, New York 11743

(631) 629-2233

Contact Us