Renter Insurance: Protect Your Space and Your Belongings

Your home may be rented, but your peace of mind shouldn’t be. Whether it’s your first apartment or a cozy family rental, renter insurance protects your belongings and provides financial security when life throws the unexpected your way. At The Michaels Group, we understand how important it is to safeguard what matters most—so you can feel at home, wherever you live.

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Why Choose The Michaels Group?

  • Comprehensive Coverage Options: Tailored policies to protect your belongings and liability.
  • Top-Tier Providers: Access to 25+ leading insurance carriers for the best rates and coverage.
  • Transparent Policies: Clear and straightforward coverage terms with no hidden fees.
  • No Broker Fees: Our service comes with no added costs—just personalized support.
  • Expert Guidance: With decades of experience, we help you navigate your options to find the perfect fit.

Key Features of Renters Insurance

Personal Property Protection

Covers your belongings from theft, fire, or water damage—even if they’re stolen outside your home.

Liability Coverage

Provides financial protection if someone is injured in your home or if you accidentally cause property damage.

Loss of Use



 Covers additional living expenses if your rental becomes uninhabitable due to a covered event.

Affordable Rates

Get peace of mind for just a few dollars a month.

Add-On Options

Include coverage for high-value items, such as jewelry, electronics, or collectibles.

FAQs About  Renter Insurance

  • Do I need renter insurance if my landlord has property insurance?

    Yes! Your landlord’s policy covers the building but doesn’t protect your personal belongings or provide liability coverage.

  • Does renter insurance cover theft outside my home?

    Yes, many policies cover belongings stolen from your car, workplace, or other locations.

  • Is renter insurance expensive?

    Not at all! Renter insurance is often one of the most affordable types of coverage, with plans starting at just a few dollars per month.

  • Can I customize my policy?

    Absolutely! You can add coverage for high-value items or adjust limits to fit your needs and budget.

How to Know You’re on the Right Track

Choosing renter insurance is about understanding what’s important to you. Do you own valuable belongings, like electronics or jewelry? Are you worried about what might happen if your rental is damaged or unlivable? At The Michaels Group, we take the time to understand your lifestyle and concerns. With our personalized approach, we’ll build a policy that ensures your belongings—and your peace of mind—are protected. Let us simplify the process so you can focus on making your rental feel like home.